Swiss train is longest passenger train after trip through the Alps | USA TODAY

The 100-carriage Swiss train stretches 1.2 miles long and is the longest passenger train.

RELATED: Autumn vacation ideas: Five fall foliage train trips

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My Wages Have Been Garnished, Is That Legal?

Creditors can legally garnish your wages under certain conditions and through court order or judgement. Although there are laws in every state concerning this issue, Federal Law takes precedence. Judgement creditors can garnish your income but are limited to 25% of your earnings after mandatory deductions or the amount of your weekly wage that exceeds 30-times the then-current minimum wage where you live, whichever is lower.

What Do You Do When a Relative Dies and Leaves Behind a Ton of Debt?

We’ve all heard the only two things guaranteed in life; Death and Taxes. Well, maybe we can add Debt to that list; Debt, Death, and Taxes or DDT for short? “DDT – is it really that bad,” you ask. It can be. Did you know that most folks who pass on to a better place leave debt behind? It’s true. What’s that old adage; “you can’t take it with you!” That makes sense, right? You can’t take your assets, and thus, you can’t take your debts either. So what happens to all this debt that’s left here on Earth? Well, that turns out to be a really interesting topic. So, let’s discuss this, shall we?

What to Expect at a Chapter 7 Bankruptcy Meeting With Your Creditors

Most folks who end up filing Chapter 7 Bankruptcy really have no clue as to what to expect. If this is your first-time filing bankruptcy or you are seriously considering it as your only way out, your only way forward, then you’d be wise to read this article and learn about the process. One requirement that many first-time Chapter 7 bankruptcy filers don’t realize is that a meeting with your creditors (a 341 hearing) is mandatory. It doesn’t matter if you are a business filing Chapter 7 Bankruptcy or an individual you must be present at the creditors’ hearing. First, your true and correct identity must be given to ensure all the records and creditor claims are in sync. Your bankruptcy trustee will then proceed and have questions for you. Your answers will be under oath and will become permanent in the court records.

Foreclosure and Bankruptcy – What Every Person Facing Foreclosure Should Know

If you are worried about losing your home to foreclosure and are getting behind on your mortgage payments, there are some financially strategic things you can do to save your home. It’s best to learn about the foreclosure laws in our state and understand the well-documented case law. You should probably immediately seek the professional advice of a bankruptcy attorney who has dealt with such issues if you want to prevent foreclosure.

How Does Unpaid Personal Debt Affect My Social Security Payments?

Did you know that there are some types of debt which can result in a reduction of your Social Security benefit payments? It’s true. Certain personal delinquent financial obligations (debt) can result in a garnishment of your social security checks, thus reducing your monthly benefit payments. You may be surprised to learn that this is becoming more and more common. It is rather disconcerting to learn that so many retired Americans are dealing with this problem.